Kesse — Privacy
Kesse calculates on your iPhone or iPad using the spending totals, goal, budget and savings entries you provide. No bank connection or account is needed. A paired Apple Watch receives a spending summary.
Updated 4 October 2026.
What is stored on your device
- Your spending totals, categories, period length, ledger currency, completion confirmations and optional balance.
- Your goal name, currency, target amount and date, starting savings, monthly income and expenses, dated step statuses and recorded savings.
- Your app preferences and the calendar settings used with your records.
Entries excluded from analysis remain stored. Records carried over from earlier versions may also retain a local recovery copy. Kesse does not import bank transactions, and your goal and spending ledger remain separate.
What the app sends to Apple Watch
A paired Apple Watch receives the spending comparison, median, descriptive spread and optional balance scenario from your iPhone, along with the information needed to display that summary, such as its currency and update time.
Individual period entries, category records and your goal plan are not included. Kesse uses Apple's WatchConnectivity device connection for this transfer, without a developer-operated server. The Watch can display a previously received summary until a newer one arrives.
Accounts, collection and permissions
Kesse has no account or sign-in, bank connection, developer-operated server, cloud AI, analytics or advertising. It does not request access to your contacts, camera, microphone, location or photos. There are no in-app purchases or subscriptions.
Kesse does not provide cloud sync between separate iPhones or iPads. The companion summary transfer to your paired Apple Watch is different from syncing the complete ledger or goal plan.
Backups and deletion
Local app data may be included in device or computer backups according to your Apple device and backup settings. Kesse does not operate those backup services or control copies already held in them. Local storage does not mean there can be no backup copy.
You can edit or delete spending entries and remove a goal in the app. Removing the app deletes its local app data, but does not by itself erase existing backups or guarantee removal of a summary already transferred to the Watch. Manage those copies through your device and backup settings. There is no developer server copy of your ledger or goal to retrieve.
Support and this website
If you choose to email support, the message and any attachments you include pass through your email provider. That is separate from Kesse's local calculations. This public website is hosted on GitHub Pages; visiting it is also separate from using the app offline.
Planning, not financial advice
Calculations use your own entries. Kesse does not move money or recommend financial products. Goal dates and balance durations are conditional scenarios. Spending summaries describe eligible, confirmed records.
Changes and contact
This page describes the current app's storage and data flow. It will be updated when those practices change.
Privacy questions: hello@norea.studio.